- amount at risk
-
the difference between the reserve of a life-insurance policy and its face amount.
* * *
Universalium. 2010.
* * *
Universalium. 2010.
Amount at Risk — The monetary difference between the death benefit paid by a permanent life insurance policy and the accrued cash value. For example, if a policy s death benefit is $200,000 and its accrued cash value is $75,000, then the amount at risk equals… … Investment dictionary
amount at risk — the difference between the face amount of a life insurance policy and its reserve value * * * Insurance. the difference between the reserve of a life insurance policy and its face amount … Useful english dictionary
Risk aversion — is a concept in psychology, economics, and finance, based on the behavior of humans (especially consumers and investors) while exposed to uncertainty. Risk aversion is the reluctance of a person to accept a bargain with an uncertain payoff rather … Wikipedia
Risk-benefit analysis — is the comparison of the risk of a situation to its related benefits. For research that involves more than minimal risk of harm to the subjects, the investigator must assure that the amount of benefit clearly outweighs the amount of risk. Only if … Wikipedia
Risk-return spectrum — The risk return spectrum is the relationship between the amount of return gained on an investment and the amount of risk undertaken in that investment.fact|date=September 2007 The more return sought, the more risk that must be undertaken.The… … Wikipedia
risk — (1) Noun The possibility of loss. (2) Noun The uncertainty of whether events, expected or otherwise, will have an adverse impact. In this context, the adverse impact is usually a quantity of return ( income) or value at risk. (3) Noun the… … Financial and business terms
Risk/Reward Ratio — A ratio used by many investors to compare the expected returns of an investment to the amount of risk undertaken to capture these returns. This ratio is calculated mathematically by dividing the amount of profit the trader expects to have made… … Investment dictionary
Risk-Free Return — The theoretical rate of return attributed to an investment with zero risk. The risk free rate represents the interest on an investor s money that he or she would expect from an absolutely risk free investment over a specified period of time. In… … Investment dictionary
risk-adjusted return — The profit, often but not always expressed as a percentage rate of return on allocated capital, after recognizing applicable costs for credit risk, interest rate risk, liquidity risk and/or other financial risks. In some measures, risk costs are… … Financial and business terms
Risk — The chance that an investment s actual return will be different than expected. Risk includes the possibility of losing some or all of the original investment. Different versions of risk are usually measured by calculating the standard deviation… … Investment dictionary