- negative amortization
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the increase of the principal of a loan by the amount by which periodic loan payments fall short of the interest due, usually as a result of an increase in the interest rate after the loan has begun.
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Universalium. 2010.
negative amortization
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negative amortization — See: capitalized interest Category: Personal Finance & Retirement Category: Real Estate & Rental Property → Buying a House Nolo’s Plain English Law Dictionary. Gerald N. Hill, Kathleen Thompson Hill. 2009 … Law dictionary
Negative amortization — In finance, negative amortization, also known as NegAm, deferred interest or graduated payment mortgage, occurs whenever the loan payment for any period is less than the interest charged over that period so that the outstanding balance of the… … Wikipedia
Negative Amortization — An increase in the principal balance of a loan caused by making payments that fail to cover the interest due. The remaining amount of interest owed is added to the loan s principal, which ultimately causes the borrower to owe more money. For… … Investment dictionary
negative amortization — The increase in a loan balance resulting from a situation in which the payments due from the borrower are not sufficient to cover the full amount of the interest due. The amount of interest due that is not covered by the amount of the payment is… … Financial and business terms
Negative Amortization Limit — A provision in certain loan contracts that limits the amount of negative amortization that can take place. A loan negatively amortizes when scheduled payments are made that are less than the interest charge due on the loan at the time. When a… … Investment dictionary
Negative amortization — A loan repayment schedule in which the outstanding principal balance of the loan increases, rather than amortizing, because the scheduled monthly payments do not cover the full amount required to amortize the loan. The unpaid interest is added to … Financial and business terms
Negative Amortization — (отрицательная амортизация) увеличение суммы основного долга на сумму подлежащих уплате процентов, не покрытых очередным платежом заемщика … Ипотека. Словарь терминов
negative amortization — the increase of the principal of a loan by the amount by which periodic loan payments fall short of the interest due, usually as a result of an increase in the interest rate after the loan has begun … Useful english dictionary
Negative Amortization Limit — (лимит отрицательной амортизации) максимальный размер, на который может увеличиться сумма основного долга кредита с учетом отрицательной амортизации, прежде чем отношение размера кредита к стоимости предмета залога (LTV) превысит заданный размер … Ипотека. Словарь терминов
Negative equity — occurs when the value of an asset used to secure a loan is less than the outstanding balance on the loan.[1] In the United States, assets (particularly real estate, whose loans are mortgages) with negative equity are often referred to as being… … Wikipedia
